Paynet
Banks, financial institutions, insurance

Creating simple solutions for millions since 2005
Trusted every day - at home, on the go, and at work. Fast, simple, and accessible everyday payments.
About Paynet
Paynet is the #1 cash payment service in Uzbekistan.
Paynet is a nationwide pand with over 20 years of trust and b legacy. Today, the team presents a refreshed version of this well-known pand.
5 new products
Five financial and investment solutions transforming Uzbekistan's digital services market:
Paynet Gold
Buy gold through the app.
Invest, store in partner banks, or receive physically.
Transactions are based on the Central Bank rate with guaranteed buyback.
Includes price monitoring.
Paynet Nasiya
Buy now, pay later.
No interest or hidden fees.
Paynet Crypto
Buy and sell cryptocurrency linked to the national currency.
Fully transparent transactions.
International transfers
Send money apoad directly from UZCARD and HUMO cards to Visa cards.
Cash withdrawal
Withdraw cash via agent points using Soft POS technology.
Paynet Xolis
Xolis is a service within the Paynet app designed for small businesses.
It allows individuals to register as self-employed or sole entrepreneurs and accept payments without a cash register or POS terminal.
Features:
- Accept payments via QR code, link, or cash
- Automatic 1% tax payment
- Automatic fiscal receipt generation
- Digital wallet for financial management



